The Rise and Fall of the More Perfect Union

We have now gone full circle: From the tyranny of tribal chieftains, kings and various forms of oligarchies…to the abusive will of the majority.  Democracy ceases to exist once the people realize that they can vote themselves a share of the public treasury.  When asked what our founding fathers had given us, Benjamin Franklin replied, “A democracy, for as long as you can keep it.”

Prologue: From the beginning of recorded time, every social group has, for the common good, contrived ...

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RETIREMENT ANALYSIS

Retirement planning is an evolving process to be reviewed with each cyclical change in the economy and changes in those financial circumstances that are personal to you 

A retirement plan based upon an initial set of variables that may no long apply, can no longer serve as a reliable guide through the remainder of your retirement years.  A portfolio based upon the 8% yields of yesterday will no longer serve as an accurate retirement roadmap in a 2% interest rate ...

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The Boy Scout Code: Dissecting the Gay Rights Issue.

President Obama, in his recent support of gays in the Boy Scout movement, stated:  “…lesbians and gays should have the same access of opportunity that everybody else does.”  The Boy Scout movement, gay unions, gay marriages, and adoption are now all rolled into one.

We are well beyond the taunts of “Adam and Eve, not Adam and Steve.”  The gay rights issue has long transcended whether or not one’s sexual orientation should deny gay men and/or lesbians those inalienable rights that ...

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Immigration Reform: the Pros & Cons

By U.S. Reps. David Schweikert, Matt Salmon and Paul Gosar
 
Arizona Republic: View Article
America is a nation of immigrants.
In our relatively short history, millions have left their homelands and traveled great distances to be a part of a grand experiment called America. Today, we are a melting pot of traditions, cultures and ethnicities – all united by a shared belief in the freedom and opportunity that we call the American Dream.
But we are also a nation of laws and fairness. Ours is a land where people can come, work hard and be successful regardless of where they ...
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K-1’s: The full story behind the K-1 dividend income from publicly traded limited partnerships.

K-I’s: The full story behind the K-I dividend income from publicly traded limited partnerships. In far too many cases the additional cost of filing the K-1 information with your tax could have been avoided.  The charge for including that K-1 information is not only unnecessary, but often exceeds any tax savings.

IRAs and other qualified plans.
First off, here are no tax consequences for any income, K-I or otherwise, received by IRAs and other qualified plans. Only ...

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Teachers’ Pensions to Revert to Social Security Guidelines

Flying in the face of the Illinois Constitution, which states that retirement benefits for public workers cannot be “diminished or impaired,” the Illinois House of Representatives passed a bill that will impose the same limitations on teachers’ pension as currently exist for Social Security recipients.  This is just one of many remedies being suggested to resolve the pension crisis.  If it becomes law, the highest salary that can be used in computing a government employee’s pension will be $113,000.00.

The Illinois House of ...

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Flawed Pensions: Teachers’ 403(b)

Flawed Pensions: Teachers’ 403(b) Tax Sheltered Annuities
What do I do with my 403(b) pension plan now!?
Anthony D’Andrea

The first investigative article on Teachers’ 403(b)s was published in 1994 by Money Magazine.  Much of what was exposed then continues to make headlines today.

 

Flawed Pensions: Teachers’ 403(b) Tax Sheltered Annuities
What do I do with my 403(b) pension plan now!?

The first investigative article on Teachers’ 403(b)s was published in 1994 by Money Magazine.  Much of what was ...

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