Need More Money? Four Moves to Consider


By- Rick Romano


Regardless of whatever else may await you in life, saving for the future could be one of your biggest financial challenges.

That’s why it’s important to take steps now to make sure you’ll have enough money on hand for retirement, family goals

or unanticipated financial emergencies.

A common question Financial Advisors hear from clients is, “How can I save more than I’m saving now?”

Fortunately, there are several ways you can accomplish that ...

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Potential Illinois Pension Solutions


From –

By- Vincent Romano


In a recent post, I focused on the fact that we still have the worst pension debt among all U.S. states and yet there seems to be little focus on trying to do something about that this spring in Springfield.

Don’t get me wrong. A budget deal with cuts, purchasing reforms, efficiencies and an actual balance ...

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Is the Education Funding in Illinois Biased

Screen Shot 2016-04-29 at 14.56.47From –

By- Vincent Romano


Chicago Public Schools, or CPS, CEO Forrest Claypool is trying to guilt the state of Illinois into a massive bailout of the broke school district. To do this, he’s using divisive rhetoric, even implying that the state’s education funding system is racist.

The problem with Claypool’s argument is that ...

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The ‘Big Dogs’ Of Illinois Municipal Government 2016

MAR 28, 2016 @ 10:14 PM

At a time when many are complaining about Washington, D.C., our data shows that states and local units of government need a lot more scrutiny. That’s especially true in Illinois where corruption is our number one manufactured product.

See the highest to lowest 2015 municipal salaries here. See the top all-time municipal pensions here.

In Illinois, 72 small-town city and village managers out-earn every ...

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Active vs. Passive Funds: It’s More Than Just Fees


Article Written By: Wealth Management Systems, Inc.

Courtesy of: Rick Romano

Branch Address: Morgan Stanley 10 West State St, Suite 204, Geneva, IL 60134

Phone Number: (630)262-2080

Web Address:

This article considers how actively managed funds have fared versus passive funds, i.e., those mirroring a benchmark or index, and how the two styles compare in other ways.

Since the first index fund was invented in 1975, the debate has raged between active and ...

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Popeye and the Tax Man

By: Vincent Romano

In the opening scene of the movie “Popeye,” the main character, rows into the fictitious port town of New Haven.  Upon landing, he is met by “the tax-man.”  Upon imposing a series of taxes on Popeye:–docking tax, climbing the ladder tax, stepping on the wharf tax, etc., etc., etc.  Popeye asks the tax-man what was the need for all the taxes?  He immediately was charged with an ...

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States & What Makes Each of Them Famous

What was the most Notable contribution of each 50 states of the USA…
ALABAMA. . . . . .Was the first state to have 9-1-1, started in 1968.
ALASKA. . . . . .One out of every 64 people has a pilot’s license.
ARIZONA. . . . . .Is the only state in the continental U. S. that does
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Do you need a financial plan?

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Do You Need a Financial Plan?

Article Written By: Wealth Management Systems Inc.

Courtesy of:   Rick Romano, Wealth Advisor

Branch Address: Morgan Stanley – 10 W. State St., Ste 204 Geneva, IL 60134

Phone Number:    630-262-2038

Web Address:


Even if you have limited resources, a financial plan is an invaluable tool to help you plan for ...

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