Division in Douglas County

The results of the elections Tuesday brought changes all over the nation, on issues ranging from gambling, to minimum wage, to the future of Houston’s Astrodome. One area that did not see a major change was wealthy Denver, CO suburb Douglas County, which reelected a school board that promised to continue controversial reforms that began back in 2009.

Incumbents Meghann Silverthorn, Doug Benevento, and newcomers Jim Geddes and Judith Reynolds won out against challengers backed by the teachers union. The 65,000 ...

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The Affordable Care Act and Teachers

The Affordable Health Act (ACA), or more popularly known as Obamacare, has widespread ramifications for all educators in America. As it requires all individuals to acquire health care insurance (if they do not already have it), this act could either have a negative impact or positive impact on the wallets of individuals in the country.

For some people, the ACA could be beneficial as it has provisions that set up an exchange where individuals and small businesses can compare policies from ...

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America’s Current Education System Incomparable to One in 1912

A recently discovered exam from an American 8th grade classroom has shown a glimpse into the education system one hundred years ago. In comparison to the current standards, this 8th grade exam would be difficult for many of today’s middle school students. In fact, many adults would be hard-pressed to answer many of the questions. See Article 1 to read more.

In similar news, CPS has announced that it would be cutting back on standardized testing for students in response ...

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Illinois Pension Crisis – How It Affects Everyone and What Lawmakers are Doing About It

Following is a series of articles touching on the current pension crisis.

The pension crisis has continued to grow deeper as lawmakers scramble to avoid total catastrophe. However, this is not a problem that only recently emerged. In fact, this crisis has been growing for several years. Despite the ever growing pension debt, the state government of Illinois, as well as many other state governments, has failed to act or even curb the worsening crisis. Even in 2011, a Chicago Tribune ...

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School Board Reprimands Teacher for Telling Students About Their Right to Remain Silent

John Dryden from Batavia High School believes in his lesson plans. Thus, when Dryden was faced with the responsibility to give his students a survey on drinking and illegal drug use just days after teaching the Bill of Rights, he reminded his students of their Fifth Amendment rights. Due to his attempt to keep his students from incriminating themselves, Dryden suffered one day’s docked pay and a “written warning of improper conduct.” Was Dryden’s outcry a worthwhile protection of his students’ ...

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Flawed Pensions: Teachers’ 403(b)

Flawed Pensions: Teachers’ 403(b) Tax Sheltered Annuities
What do I do with my 403(b) pension plan now!?
Anthony D’Andrea

The first investigative article on Teachers’ 403(b)s was published in 1994 by Money Magazine.  Much of what was exposed then continues to make headlines today.

 

Flawed Pensions: Teachers’ 403(b) Tax Sheltered Annuities
What do I do with my 403(b) pension plan now!?

The first investigative article on Teachers’ 403(b)s was published in 1994 by Money Magazine.  Much of what was ...

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Retirement Preparation

The Retirement Readiness link, created by the Chicago Teachers’ Pension Fund (CTPF), can be useful to other educators as well; e.g., TRS, SURS, SUAA, etc.   Unfortunately, the link does not address savings and investment strategies to replace the diminished pensions current and future retirees are likely to face (see our other blog post, Teacher’s Pensions in Jeopardy). To address that vacuum, the World Trade Council has planned a series of Retirement Planning Workshops, inviting retirement planning ...

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Retirement Planning Questionnaire

The primary purpose of our investing is to enable us to maintain our standard of living throughout our retirement years.

This questionnaire will help you to determine whether or not those investment strategies currently in place will enable you, and where appropriate, the surviving spouse, to maintain your current lifestyle(s) throughout your retirement years. The two-thirds offset rule affecting social security income will, where appropriate, be factored into the analysis.

Name_________________________________________________ Birth date____________

Retirement date_______

Address_______________________________________________  Phone______________

City ___________________________________________ Zip code __________ State____

Current ...

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