Social Security Offset for educators and other government pensioners

Social Security Offset for educators and other government pensioners

Social Security

Two-thirds  Spousal Offset

Retirement planning is all about the surviving spouse.  In the first example a non-educator and an educator are compared as spouses of social security recipients.   Neither spouse has earned any social security benefits of their own.  Spouse “A” is a non-educator receiving a $3,000 monthly pension.   Spouse “B” is an educator receiving a $3,000 teacher’s (government) monthly pension.

Impact at ...

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US reverses stance on treaty to regulate arms trade.

U.S. reverses stance on treaty to regulate arms trade. The United States reversed policy on Wednesday and said it would back launching talks on a treaty to regulate arms sales as long as the talks operated by consensus, a stance critics said gave every nation a veto.   The decision, announced in a statement released by the U.S. State Department, overturns the position of former President George W. Bush’s administration, which had opposed such a treaty on the grounds that ...

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Global/National/Local political landscapes

Marc Romano, President of the World Trade Council
August 15th, 2012

This endorsement came across my desk and felt I had to share it with you. Not because the candidate’s last name is the same as mine, but because its contents are “SPOT ON”.  They discuss the global, national and political landscape of our current quagmire. This is a must read.

Vincent W. Romano’s grasp of the political environment, which has produced the financial quagmire the state now finds itself in, is ...

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Designating A Trust As Retirement Beneficiary

It is very common for IRA owners to designate a trust as the beneficiary on their IRAs. A trust is a popular designation because it generally gives the IRA owner some degree of control over how the assets are distributed after he or she is deceased. However, while a trust is an effective estate-planning tool for many, an IRA owner must take some steps to ensure that the outcome is consistent with his or her needs. Can ...
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6 Habits of True Strategic Thinkers

From: THE STRATEGIC DECISION
Mar 20, 2012

You’re the boss, but you still spend too much time on the day-to-day. Here’s how to become the strategic leader your company needs.

In the beginning, there was just you and your partners. You did every job. You coded, you met with investors, you emptied the trash and phoned in the midnight pizza. Now you have others to do all that and it’s time for you to “be strategic.”

Whatever that means.

If you find ...

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Growing Number Of Americans Can’t Afford Food, Study Finds

Here in the United States, growing numbers of people can’t afford that most basic of necessities: food.

More Americans said they struggled to buy food in 2011 than in any year since the financial crisis, according to a recent report from the Food Research and Action Center, a nonprofit research group. About 18.6 percent of people — almost one out of every five — told Gallup pollsters that they couldn’t always afford to feed everyone in their family in 2011.

One might ...

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