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By- Vincent Romano
Everything in these photographs, including us, was forged in the stars billions of years ago.  Consider these photographs as partial payback to the Cosmos.  A primordial pool consisting of a billion stars in each of a billion galaxies.  “A billion, billion stars.    We would never see all of ...
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Need More Money? Four Moves to Consider

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By- Rick Romano

 

Regardless of whatever else may await you in life, saving for the future could be one of your biggest financial challenges.

That’s why it’s important to take steps now to make sure you’ll have enough money on hand for retirement, family goals

or unanticipated financial emergencies.

A common question Financial Advisors hear from clients is, “How can I save more than I’m saving now?”

Fortunately, there are several ways you can accomplish that ...

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Potential Illinois Pension Solutions

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From – www.rebootilinois.com

By- Vincent Romano

 

In a recent post, I focused on the fact that we still have the worst pension debt among all U.S. states and yet there seems to be little focus on trying to do something about that this spring in Springfield.

Don’t get me wrong. A budget deal with cuts, purchasing reforms, efficiencies and an actual balance ...

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Is the Education Funding in Illinois Biased

Screen Shot 2016-04-29 at 14.56.47From – www.illinoispolicy.org

By- Vincent Romano

 

Chicago Public Schools, or CPS, CEO Forrest Claypool is trying to guilt the state of Illinois into a massive bailout of the broke school district. To do this, he’s using divisive rhetoric, even implying that the state’s education funding system is racist.

The problem with Claypool’s argument is that ...

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How Super are Super Delegates?

Photo: www.thunderclap.it

By: Becca Mayer

Intern: World Trade Council, Chicago

As a young but interested voter, it is a bit of a shock to learn that the democratic system in America is not direct; the popular vote does not secure nominations or office. For the primary, the math of how a nominee actually becomes nominated varies with the Republican and Democrat parties, however both use a delegate system. The Republican system happens to ...

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The ‘Big Dogs’ Of Illinois Municipal Government 2016

MAR 28, 2016 @ 10:14 PM

At a time when many are complaining about Washington, D.C., our data shows that states and local units of government need a lot more scrutiny. That’s especially true in Illinois where corruption is our number one manufactured product.

See the highest to lowest 2015 municipal salaries here. See the top all-time municipal pensions here.

In Illinois, 72 small-town city and village managers out-earn every ...

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Active vs. Passive Funds: It’s More Than Just Fees

Photo: www.prweb.com

Article Written By: Wealth Management Systems, Inc.

Courtesy of: Rick Romano

Branch Address: Morgan Stanley 10 West State St, Suite 204, Geneva, IL 60134

Phone Number: (630)262-2080

Web Address: http://www.morganstanley.com/fa/rick.romano

This article considers how actively managed funds have fared versus passive funds, i.e., those mirroring a benchmark or index, and how the two styles compare in other ways.

Since the first index fund was invented in 1975, the debate has raged between active and ...

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Popeye and the Tax Man

By: Vincent Romano

In the opening scene of the movie “Popeye,” the main character, rows into the fictitious port town of New Haven.  Upon landing, he is met by “the tax-man.”  Upon imposing a series of taxes on Popeye:–docking tax, climbing the ladder tax, stepping on the wharf tax, etc., etc., etc.  Popeye asks the tax-man what was the need for all the taxes?  He immediately was charged with an ...

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